Comprehensive Local Credit Card Guide

Credit Cards in 39305 (Meridian, MS)

Credit Card Debt in 39305

^ Average credit card debt in 39305 is approximately $4,594, based on overall Mississippi data. ^[1]

Credit Card Delinquency in 39305

^ Based on overall Mississippi data, the credit card delinquency rate in Meridian is approximately 0.87%. ^[2]

Credit Scores in 39305

^ The average credit score in Meridian is approximately 661, based on collective Mississippi data. ^[3]

Credit Card & Personal Finance Statistics in 39305

Credit Card Debt in 39305

39305 Credit Card Debt
- The estimated average credit card debt for 39305 residents is $4,594. ^[1]
- Average credit card debt amount in Mississippi (all cities) is 7% less than the national average of $4,965.
- Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 39305

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39305 Credit Scores

Credit Scores in 39305
- Residents of 39305 (MS) have an estimated average credit score of 661. ^[3]
- The average credit score in Mississippi (all cities) is 5.03% less than the national average score of 696.
- Mississippi collectively ranks 51st in the U.S. in average credit score of residents. ^[3]

More 39305 (Meridian, MS) Credit Stats

Credit card delinquency rates in Mississippi ^[2]
- Mississippi residents (all cities) rank 1st in the U.S. with a rate that is 53% greater than the national average of 0.57%.

Cardholders in 39305 who are more than 90 days late on payments
- Mississippi Rate: 0.87%
- National Average: 0.57%

Statute of limitations for credit card debt in 39305 ^[4]
- 39305 (Mississippi) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 39305 (Meridian, MS)

Recent credit card complaints originating from consumers in 39305, MS. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 39305

Complaint Issue	Number of Complaints*
Incorrect information on your report	126
Improper use of your report	58
Problem with a credit reporting company's investigation	35
Attempts to collect debt not owed	5
Took or threatened to take negative or legal action	4
Other	16

* Total 2021 - 2024 (current)

Additional information about Mississippi

About 39305

39305 is associated with the city of Meridian, which is located in Lauderdale County in the state of Mississippi. ^[6]

39305 Credit Cards

For more information about 39305 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Mississippi

Cities in MS

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Mississippi State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau