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Comprehensive Local Credit Card Guide

Credit Cards in 39475 (Purvis, MS)

Credit Card Debt in 39475

^ Average credit card debt in 39475 is approximately $4,594, based on overall Mississippi data. [1]

Credit Card Delinquency in 39475

^ Based on overall Mississippi data, the credit card delinquency rate in Purvis is approximately 0.87%. [2]

Credit Scores in 39475

^ The average credit score in Purvis is approximately 661, based on collective Mississippi data. [3]

MS Credit Cards

Credit Card & Personal Finance Statistics in 39475

Credit Card Debt in 39475


  • 39475 Credit Card Debt
    • The estimated average credit card debt for 39475 residents is $4,594. [1]
    • Average credit card debt amount in Mississippi (all cities) is 7% less than the national average of $4,965.
    • Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 39475


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39475 Credit Scores


  • Credit Scores in 39475
    • Residents of 39475 (MS) have an estimated average credit score of 661. [3]
    • The average credit score in Mississippi (all cities) is 5.03% less than the national average score of 696.
    • Mississippi collectively ranks 51st in the U.S. in average credit score of residents. [3]

More 39475 (Purvis, MS) Credit Stats

  • Credit card delinquency rates in Mississippi [2]
    • Mississippi residents (all cities) rank 1st in the U.S. with a rate that is 53% greater than the national average of 0.57%.
  • Cardholders in 39475 who are more than 90 days late on payments
    • Mississippi Rate: 0.87%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 39475 [4]
    • 39475 (Mississippi) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 39475 (Purvis, MS)

Recent credit card complaints originating from consumers in 39475, MS. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 39475

Complaint Issue Number of Complaints*
Improper use of your report 26
Incorrect information on your report 7
Problem with a credit reporting company's investigation 5
Attempts to collect debt not owed 2
Applying for a mortgage or refinancing an existing mortgage 1
Other 8
* Total 2021 - 2024 (current)

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Additional information about Mississippi

About 39475

39475 is associated with the city of Purvis, which is located in Lamar County in the state of Mississippi. [6]

MS Credit Cards

39475 Credit Cards

For more information about 39475 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Mississippi


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Cities in MS

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Mississippi State Legislature

5. ^ Consumer financial complaints in 39475

6. ^ United States Census Bureau