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Comprehensive Local Credit Card Guide

Credit Cards in 39501 (Gulfport, MS)

Credit Card Debt in 39501

^ Average credit card debt in 39501 is approximately $4,594, based on overall Mississippi data. [1]

Credit Card Delinquency in 39501

^ Based on overall Mississippi data, the credit card delinquency rate in Gulfport is approximately 0.87%. [2]

Credit Scores in 39501

^ The average credit score in Gulfport is approximately 661, based on collective Mississippi data. [3]

MS Credit Cards

Credit Card & Personal Finance Statistics in 39501

Credit Card Debt in 39501


  • 39501 Credit Card Debt
    • The estimated average credit card debt for 39501 residents is $4,594. [1]
    • Average credit card debt amount in Mississippi (all cities) is 7% less than the national average of $4,965.
    • Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 39501


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39501 Credit Scores


  • Credit Scores in 39501
    • Residents of 39501 (MS) have an estimated average credit score of 661. [3]
    • The average credit score in Mississippi (all cities) is 5.03% less than the national average score of 696.
    • Mississippi collectively ranks 51st in the U.S. in average credit score of residents. [3]

More 39501 (Gulfport, MS) Credit Stats

  • Credit card delinquency rates in Mississippi [2]
    • Mississippi residents (all cities) rank 1st in the U.S. with a rate that is 53% greater than the national average of 0.57%.
  • Cardholders in 39501 who are more than 90 days late on payments
    • Mississippi Rate: 0.87%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 39501 [4]
    • 39501 (Mississippi) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 39501 (Gulfport, MS)

Recent credit card complaints originating from consumers in 39501, MS. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 39501

Complaint Issue Number of Complaints*
Improper use of your report 141
Incorrect information on your report 51
Problem with a credit reporting company's investigation 48
Attempts to collect debt not owed 26
False statements or representation 13
Other 54
* Total 2021 - 2024 (current)

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Additional information about Mississippi

About 39501

39501 is associated with the city of Gulfport, which is located in Harrison County in the state of Mississippi. [6]

MS Credit Cards

39501 Credit Cards

For more information about 39501 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Mississippi


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Cities in MS

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Mississippi State Legislature

5. ^ Consumer financial complaints in 39501

6. ^ United States Census Bureau