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Comprehensive Local Credit Card Guide

Credit Cards in 39641 (Jayess, MS)

Credit Card Debt in 39641

^ Average credit card debt in 39641 is approximately $4,594, based on overall Mississippi data. [1]

Credit Card Delinquency in 39641

^ Based on overall Mississippi data, the credit card delinquency rate in Jayess is approximately 0.87%. [2]

Credit Scores in 39641

^ The average credit score in Jayess is approximately 661, based on collective Mississippi data. [3]

MS Credit Cards

Credit Card & Personal Finance Statistics in 39641

Credit Card Debt in 39641


  • 39641 Credit Card Debt
    • The estimated average credit card debt for 39641 residents is $4,594. [1]
    • Average credit card debt amount in Mississippi (all cities) is 7% less than the national average of $4,965.
    • Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 39641


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39641 Credit Scores


  • Credit Scores in 39641
    • Residents of 39641 (MS) have an estimated average credit score of 661. [3]
    • The average credit score in Mississippi (all cities) is 5.03% less than the national average score of 696.
    • Mississippi collectively ranks 51st in the U.S. in average credit score of residents. [3]

More 39641 (Jayess, MS) Credit Stats

  • Credit card delinquency rates in Mississippi [2]
    • Mississippi residents (all cities) rank 1st in the U.S. with a rate that is 53% greater than the national average of 0.57%.
  • Cardholders in 39641 who are more than 90 days late on payments
    • Mississippi Rate: 0.87%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 39641 [4]
    • 39641 (Mississippi) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 39641 (Jayess, MS)

Recent credit card complaints originating from consumers in 39641, MS. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 39641

Complaint Issue Number of Complaints*
Incorrect information on your report 6
Problem with a credit reporting company's investigation 2
Attempts to collect debt not owed 1
Getting a credit card 1
Received a loan you didn't apply for 1
* Total 2021 - 2024 (current)

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Additional information about Mississippi

About 39641

39641 is associated with the city of Jayess, which is located in Lawrence County in the state of Mississippi. [6]

MS Credit Cards

39641 Credit Cards

For more information about 39641 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Mississippi


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Mississippi State Legislature

5. ^ Consumer financial complaints in 39641

6. ^ United States Census Bureau