Credit Card & Personal Finance Statistics in 39701
Credit Card Debt in 39701
- 39701 Credit Card Debt
-
- The estimated average credit card debt for 39701 residents is $4,594. [1]
- Average credit card debt amount in Mississippi (all cities) is
7% less than the national average of $4,965.
- Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 39701
39701 Credit Scores
- Credit Scores in 39701
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- Residents of 39701 (MS) have an estimated average credit score of 661. [3]
- The average credit score in Mississippi (all cities) is
5.03% less than the national average score of 696.
- Mississippi collectively ranks 51st in the U.S. in average credit score of residents. [3]
More 39701 (Columbus, MS) Credit Stats
- Credit card delinquency rates in Mississippi [2]
-
- Mississippi residents (all cities) rank 1st in the U.S. with a rate that
is 53% greater than the national average of 0.57%.
- Cardholders in 39701 who are more than 90 days late on payments
-
- Mississippi Rate: 0.87%
- National Average: 0.57%
- Statute of limitations for credit card debt in 39701 [4]
-
- 39701 (Mississippi) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 39701 (Columbus, MS)
Recent credit card complaints originating from consumers in 39701, MS. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 39701
Complaint Issue |
Number of Complaints* |
Improper use of your report |
76 |
Incorrect information on your report |
68 |
Problem with a company's investigation into an existing problem |
36 |
False statements or representation |
4 |
Problem with a credit reporting company's investigation |
4 |
Other |
13 |
* Total 2021 - 2024 (current)
Additional information about Mississippi
About 39701
39701 is associated with the city of Columbus, which is located in Lowndes County in the state of Mississippi. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in Mississippi
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax