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Comprehensive Local Credit Card Guide

Spencer Credit Cards

Credit Card Debt in Spencer

^ Average credit card debt in Spencer is approximately $4,298, based on overall Nebraska data. [1]

Credit Card Delinquency in Spencer

^ Based on overall NE data, the credit card delinquency rate in Spencer is approximately 0.41%. [2]

Credit Scores in Spencer

^ The average credit score in Spencer is approximately 717, based on collective Nebraska data. [3]

NE Credit Cards

Spencer, NE Credit Card & Personal Finance Statistics

Spencer Credit Card Debt


  • Credit Card Debt in Spencer
    • The estimated average credit card debt for Spencer residents is $4,298. [1]
    • Average credit card debt amount in Nebraska (all cities) is 13% less than the national average of $4,965.
    • Collectively, Nebraska cities rank 48th in the U.S. in average credit card debt. [1]

Spencer Credit Card Calculator


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Spencer Credit Scores


  • Credit Scores in Spencer
    • Residents of Spencer, NE have an estimated average credit score of 717. [3]
    • The average credit score in Nebraska (all cities) is 3.02% greater than the national average score of 696.
    • Nebraska collectively ranks 7th in the U.S. in average credit score of residents. [3]

More Spencer, NE Credit Stats

  • Credit card delinquency rates in Nebraska [2]
    • Nebraska residents (all cities) rank 44th in the U.S. with a rate that is 28% less than the national average of 0.57%.
  • Spencer cardholders that are more than 90 days late on payments
    • Nebraska Rate: 0.41%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Spencer [4]
    • Spencer (Nebraska) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about Nebraska

About Spencer

Spencer is a village located in Boyd County in the state of Nebraska, and has a population of approximately 455. [6]

NE Credit Cards

Spencer Credit Cards

For more information about Spencer credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in NE

ZIP Codes in Nebraska


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Nebraska State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau