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Comprehensive Local Credit Card Guide

Credit Cards in 87111 (Albuquerque, NM)

Credit Card Debt in 87111

^ Average credit card debt in 87111 is approximately $4,920, based on overall New Mexico data. [1]

Credit Card Delinquency in 87111

^ Based on overall New Mexico data, the credit card delinquency rate in Albuquerque is approximately 0.55%. [2]

Credit Scores in 87111

^ The average credit score in Albuquerque is approximately 683, based on collective New Mexico data. [3]

NM Credit Cards

Credit Card & Personal Finance Statistics in 87111

Credit Card Debt in 87111


  • 87111 Credit Card Debt
    • The estimated average credit card debt for 87111 residents is $4,920. [1]
    • Average credit card debt amount in New Mexico (all cities) is 1% less than the national average of $4,965.
    • Collectively, New Mexico cities rank 22nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 87111


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87111 Credit Scores


  • Credit Scores in 87111
    • Residents of 87111 (NM) have an estimated average credit score of 683. [3]
    • The average credit score in New Mexico (all cities) is 1.87% less than the national average score of 696.
    • New Mexico collectively ranks 42nd in the U.S. in average credit score of residents. [3]

More 87111 (Albuquerque, NM) Credit Stats

  • Credit card delinquency rates in New Mexico [2]
    • New Mexico residents (all cities) rank 28th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Cardholders in 87111 who are more than 90 days late on payments
    • New Mexico Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 87111 [4]
    • 87111 (New Mexico) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 87111 (Albuquerque, NM)

Recent credit card complaints originating from consumers in 87111, NM. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 87111

Complaint Issue Number of Complaints*
Incorrect information on your report 133
Problem with a credit reporting company's investigation 48
Improper use of your report 27
Attempts to collect debt not owed 21
Managing an account 15
Other 94
* Total 2021 - 2024 (current)

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Additional information about New Mexico

About 87111

87111 is associated with the city of Albuquerque, which is located in Bernalillo County in the state of New Mexico. [6]

NM Credit Cards

87111 Credit Cards

For more information about 87111 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in New Mexico


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Cities in NM

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Mexico State Legislature

5. ^ Consumer financial complaints in 87111

6. ^ United States Census Bureau