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Comprehensive Local Credit Card Guide

Credit Cards in 87544 (Los Alamos, NM)

Credit Card Debt in 87544

^ Average credit card debt in 87544 is approximately $4,920, based on overall New Mexico data. [1]

Credit Card Delinquency in 87544

^ Based on overall New Mexico data, the credit card delinquency rate in Los Alamos is approximately 0.55%. [2]

Credit Scores in 87544

^ The average credit score in Los Alamos is approximately 683, based on collective New Mexico data. [3]

NM Credit Cards

Credit Card & Personal Finance Statistics in 87544

Credit Card Debt in 87544


  • 87544 Credit Card Debt
    • The estimated average credit card debt for 87544 residents is $4,920. [1]
    • Average credit card debt amount in New Mexico (all cities) is 1% less than the national average of $4,965.
    • Collectively, New Mexico cities rank 22nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 87544


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87544 Credit Scores


  • Credit Scores in 87544
    • Residents of 87544 (NM) have an estimated average credit score of 683. [3]
    • The average credit score in New Mexico (all cities) is 1.87% less than the national average score of 696.
    • New Mexico collectively ranks 42nd in the U.S. in average credit score of residents. [3]

More 87544 (Los Alamos, NM) Credit Stats

  • Credit card delinquency rates in New Mexico [2]
    • New Mexico residents (all cities) rank 28th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Cardholders in 87544 who are more than 90 days late on payments
    • New Mexico Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 87544 [4]
    • 87544 (New Mexico) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 87544 (Los Alamos, NM)

Recent credit card complaints originating from consumers in 87544, NM. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 87544

Complaint Issue Number of Complaints*
Improper use of your report 7
Attempts to collect debt not owed 5
Incorrect information on your report 5
Managing, opening, or closing your mobile wallet account 2
Advertising and marketing, including promotional offers 1
Other 4
* Total 2021 - 2024 (current)

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Additional information about New Mexico

About 87544

87544 is associated with the city of Los Alamos, which is located in Los Alamos County in the state of New Mexico. [6]

NM Credit Cards

87544 Credit Cards

For more information about 87544 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in New Mexico


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Cities in NM

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Mexico State Legislature

5. ^ Consumer financial complaints in 87544

6. ^ United States Census Bureau