Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 27243 (Efland, NC)

Credit Card Debt in 27243

^ Average credit card debt in 27243 is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in 27243

^ Based on overall North Carolina data, the credit card delinquency rate in Efland is approximately 0.66%. [2]

Credit Scores in 27243

^ The average credit score in Efland is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Credit Card & Personal Finance Statistics in 27243

Credit Card Debt in 27243


  • 27243 Credit Card Debt
    • The estimated average credit card debt for 27243 residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 27243


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


27243 Credit Scores


  • Credit Scores in 27243
    • Residents of 27243 (NC) have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More 27243 (Efland, NC) Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 27243 who are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 27243 [4]
    • 27243 (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 27243 (Efland, NC)

Recent credit card complaints originating from consumers in 27243, NC. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 27243

Complaint Issue Number of Complaints*
Written notification about debt 5
Improper use of your report 2
Attempts to collect debt not owed 1
Problem with a lender or other company charging your account 1
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about North Carolina

About 27243

27243 is associated with the city of Efland, which is located in Orange County in the state of North Carolina. [6]

NC Credit Cards

27243 Credit Cards

For more information about 27243 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in North Carolina


Go

Cities in NC

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer financial complaints in 27243

6. ^ United States Census Bureau