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Comprehensive Local Credit Card Guide

Credit Cards in 27518 (Cary, NC)

Credit Card Debt in 27518

^ Average credit card debt in 27518 is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in 27518

^ Based on overall North Carolina data, the credit card delinquency rate in Cary is approximately 0.66%. [2]

Credit Scores in 27518

^ The average credit score in Cary is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Credit Card & Personal Finance Statistics in 27518

Credit Card Debt in 27518


  • 27518 Credit Card Debt
    • The estimated average credit card debt for 27518 residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 27518


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27518 Credit Scores


  • Credit Scores in 27518
    • Residents of 27518 (NC) have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More 27518 (Cary, NC) Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 27518 who are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 27518 [4]
    • 27518 (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 27518 (Cary, NC)

Recent credit card complaints originating from consumers in 27518, NC. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 27518

Complaint Issue Number of Complaints*
Incorrect information on your report 21
Improper use of your report 17
Problem with a credit reporting company's investigation 10
Attempts to collect debt not owed 8
Problem with a company's investigation into an existing problem 8
Other 28
* Total 2021 - 2024 (current)

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Additional information about North Carolina

About 27518

27518 is associated with the city of Cary, which is located in Wake County in the state of North Carolina. [6]

NC Credit Cards

27518 Credit Cards

For more information about 27518 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in North Carolina


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Cities in NC

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer financial complaints in 27518

6. ^ United States Census Bureau