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Comprehensive Local Credit Card Guide

Credit Cards in 27532 (Goldsboro, NC)

Credit Card Debt in 27532

^ Average credit card debt in 27532 is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in 27532

^ Based on overall North Carolina data, the credit card delinquency rate in Goldsboro is approximately 0.66%. [2]

Credit Scores in 27532

^ The average credit score in Goldsboro is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Credit Card & Personal Finance Statistics in 27532

Credit Card Debt in 27532


  • 27532 Credit Card Debt
    • The estimated average credit card debt for 27532 residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 27532


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27532 Credit Scores


  • Credit Scores in 27532
    • Residents of 27532 (NC) have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More 27532 (Goldsboro, NC) Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 27532 who are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 27532 [4]
    • 27532 (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 27532 (Goldsboro, NC)

Recent credit card complaints originating from consumers in 27532, NC. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 27532

Complaint Issue Number of Complaints*
Problem with a company's investigation into an existing problem 9
Written notification about debt 4
Improper use of your report 3
Getting a loan or lease 1
* Total 2021 - 2024 (current)

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Additional information about North Carolina

About 27532

27532 is associated with the city of Goldsboro, which is located in Wayne County in the state of North Carolina. [6]

NC Credit Cards

27532 Credit Cards

For more information about 27532 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in North Carolina


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Cities in NC

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer financial complaints in 27532

6. ^ United States Census Bureau