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Comprehensive Local Credit Card Guide

Credit Cards in 27824 (Engelhard, NC)

Credit Card Debt in 27824

^ Average credit card debt in 27824 is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in 27824

^ Based on overall North Carolina data, the credit card delinquency rate in Engelhard is approximately 0.66%. [2]

Credit Scores in 27824

^ The average credit score in Engelhard is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Credit Card & Personal Finance Statistics in 27824

Credit Card Debt in 27824


  • 27824 Credit Card Debt
    • The estimated average credit card debt for 27824 residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 27824


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27824 Credit Scores


  • Credit Scores in 27824
    • Residents of 27824 (NC) have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More 27824 (Engelhard, NC) Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 27824 who are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 27824 [4]
    • 27824 (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 27824 (Engelhard, NC)

Recent credit card complaints originating from consumers in 27824, NC. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 27824

Complaint Issue Number of Complaints*
Problem with a credit reporting company's investigation 2
Incorrect information on your report 1
Unable to get your credit report or credit score 1
* Total 2021 - 2024 (current)

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Additional information about North Carolina

About 27824

27824 is associated with the city of Engelhard, which is located in Hyde County in the state of North Carolina. [6]

NC Credit Cards

27824 Credit Cards

For more information about 27824 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in North Carolina


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Cities in NC

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer financial complaints in 27824

6. ^ United States Census Bureau