Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Richlands Credit Cards

Credit Card Debt in Richlands

^ Average credit card debt in Richlands is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in Richlands

^ Based on overall NC data, the credit card delinquency rate in Richlands is approximately 0.66%. [2]

Credit Scores in Richlands

^ The average credit score in Richlands is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Richlands, NC Credit Card & Personal Finance Statistics

Richlands Credit Card Debt


  • Credit Card Debt in Richlands
    • The estimated average credit card debt for Richlands residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Richlands Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


Richlands Credit Scores


  • Credit Scores in Richlands
    • Residents of Richlands, NC have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More Richlands, NC Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Richlands cardholders that are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Richlands [4]
    • Richlands (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about North Carolina

About Richlands

Richlands is a town located in Onslow County in the state of North Carolina, and has a population of approximately 1,520. [6]

NC Credit Cards

Richlands Credit Cards

For more information about Richlands credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in NC

ZIP Codes in North Carolina


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau