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Comprehensive Local Credit Card Guide

Credit Cards in 27970 (Roper, NC)

Credit Card Debt in 27970

^ Average credit card debt in 27970 is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in 27970

^ Based on overall North Carolina data, the credit card delinquency rate in Roper is approximately 0.66%. [2]

Credit Scores in 27970

^ The average credit score in Roper is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Credit Card & Personal Finance Statistics in 27970

Credit Card Debt in 27970


  • 27970 Credit Card Debt
    • The estimated average credit card debt for 27970 residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 27970


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27970 Credit Scores


  • Credit Scores in 27970
    • Residents of 27970 (NC) have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More 27970 (Roper, NC) Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 27970 who are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 27970 [4]
    • 27970 (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 27970 (Roper, NC)

Recent credit card complaints originating from consumers in 27970, NC. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 27970

Complaint Issue Number of Complaints*
Managing an account 2
Advertising and marketing, including promotional offers 1
Attempts to collect debt not owed 1
* Total 2021 - 2024 (current)

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Additional information about North Carolina

About 27970

27970 is associated with the city of Roper, which is located in Washington County in the state of North Carolina. [6]

NC Credit Cards

27970 Credit Cards

For more information about 27970 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in North Carolina


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Cities in NC

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer financial complaints in 27970

6. ^ United States Census Bureau