Credit Card & Personal Finance Statistics in 28016
Credit Card Debt in 28016
- 28016 Credit Card Debt
-
- The estimated average credit card debt for 28016 residents is $5,548. [1]
- Average credit card debt amount in North Carolina (all cities) is
12% greater than the national average of $4,965.
- Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 28016
28016 Credit Scores
- Credit Scores in 28016
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- Residents of 28016 (NC) have an estimated average credit score of 685. [3]
- The average credit score in North Carolina (all cities) is
1.58% less than the national average score of 696.
- North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]
More 28016 (Bessemer City, NC) Credit Stats
- Credit card delinquency rates in North Carolina [2]
-
- North Carolina residents (all cities) rank 13th in the U.S. with a rate that
is 16% greater than the national average of 0.57%.
- Cardholders in 28016 who are more than 90 days late on payments
-
- North Carolina Rate: 0.66%
- National Average: 0.57%
- Statute of limitations for credit card debt in 28016 [4]
-
- 28016 (North Carolina) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 28016 (Bessemer City, NC)
Recent credit card complaints originating from consumers in 28016, NC. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 28016
| Complaint Issue |
Number of Complaints* |
| Problem with a company's investigation into an existing problem |
23 |
| Incorrect information on your report |
22 |
| Written notification about debt |
10 |
| Problem with a credit reporting company's investigation |
9 |
| False statements or representation |
3 |
| Other |
10 |
* Total 2021 - 2024 (current)
Additional information about North Carolina
About 28016
28016 is associated with the city of Bessemer City, which is located in Gaston County in the state of North Carolina. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in North Carolina
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
