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Comprehensive Local Credit Card Guide

Credit Cards in 28032 (Cramerton, NC)

Credit Card Debt in 28032

^ Average credit card debt in 28032 is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in 28032

^ Based on overall North Carolina data, the credit card delinquency rate in Cramerton is approximately 0.66%. [2]

Credit Scores in 28032

^ The average credit score in Cramerton is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Credit Card & Personal Finance Statistics in 28032

Credit Card Debt in 28032


  • 28032 Credit Card Debt
    • The estimated average credit card debt for 28032 residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 28032


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28032 Credit Scores


  • Credit Scores in 28032
    • Residents of 28032 (NC) have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More 28032 (Cramerton, NC) Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 28032 who are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 28032 [4]
    • 28032 (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 28032 (Cramerton, NC)

Recent credit card complaints originating from consumers in 28032, NC. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 28032

Complaint Issue Number of Complaints*
Dealing with your lender or servicer 1
Getting a loan or lease 1
Managing the loan or lease 1
* Total 2021 - 2024 (current)

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Additional information about North Carolina

About 28032

28032 is associated with the city of Cramerton, which is located in Gaston County in the state of North Carolina. [6]

NC Credit Cards

28032 Credit Cards

For more information about 28032 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in North Carolina


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Cities in NC

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer financial complaints in 28032

6. ^ United States Census Bureau