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Comprehensive Local Credit Card Guide

Credit Cards in 28110 (Monroe, NC)

Credit Card Debt in 28110

^ Average credit card debt in 28110 is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in 28110

^ Based on overall North Carolina data, the credit card delinquency rate in Monroe is approximately 0.66%. [2]

Credit Scores in 28110

^ The average credit score in Monroe is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Credit Card & Personal Finance Statistics in 28110

Credit Card Debt in 28110


  • 28110 Credit Card Debt
    • The estimated average credit card debt for 28110 residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 28110


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28110 Credit Scores


  • Credit Scores in 28110
    • Residents of 28110 (NC) have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More 28110 (Monroe, NC) Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 28110 who are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 28110 [4]
    • 28110 (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 28110 (Monroe, NC)

Recent credit card complaints originating from consumers in 28110, NC. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 28110

Complaint Issue Number of Complaints*
Incorrect information on your report 282
Improper use of your report 237
Problem with a company's investigation into an existing problem 61
Problem with a credit reporting company's investigation 50
Getting a credit card 17
Other 99
* Total 2021 - 2024 (current)

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Additional information about North Carolina

About 28110

28110 is associated with the city of Monroe, which is located in Union County in the state of North Carolina. [6]

NC Credit Cards

28110 Credit Cards

For more information about 28110 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in North Carolina


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Cities in NC

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer financial complaints in 28110

6. ^ United States Census Bureau