Comprehensive Local Credit Card Guide

Credit Cards in 28139 (Rutherfordton, NC)

Credit Card Debt in 28139

^ Average credit card debt in 28139 is approximately $5,548, based on overall North Carolina data. ^[1]

Credit Card Delinquency in 28139

^ Based on overall North Carolina data, the credit card delinquency rate in Rutherfordton is approximately 0.66%. ^[2]

Credit Scores in 28139

^ The average credit score in Rutherfordton is approximately 685, based on collective North Carolina data. ^[3]

Credit Card & Personal Finance Statistics in 28139

Credit Card Debt in 28139

28139 Credit Card Debt
- The estimated average credit card debt for 28139 residents is $5,548. ^[1]
- Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
- Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 28139

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28139 Credit Scores

Credit Scores in 28139
- Residents of 28139 (NC) have an estimated average credit score of 685. ^[3]
- The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
- North Carolina collectively ranks 39th in the U.S. in average credit score of residents. ^[3]

More 28139 (Rutherfordton, NC) Credit Stats

Credit card delinquency rates in North Carolina ^[2]
- North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.

Cardholders in 28139 who are more than 90 days late on payments
- North Carolina Rate: 0.66%
- National Average: 0.57%

Statute of limitations for credit card debt in 28139 ^[4]
- 28139 (North Carolina) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 28139 (Rutherfordton, NC)

Recent credit card complaints originating from consumers in 28139, NC. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 28139

Complaint Issue	Number of Complaints*
Incorrect information on your report	24
Improper use of your report	14
Managing an account	7
Problem with a purchase shown on your statement	3
Trouble during payment process	3
Other	13

* Total 2021 - 2024 (current)

Additional information about North Carolina

About 28139

28139 is associated with the city of Rutherfordton, which is located in Rutherford County in the state of North Carolina. ^[6]

28139 Credit Cards

For more information about 28139 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in North Carolina

Cities in NC

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer financial complaints in 28139

6. ^ United States Census Bureau