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Comprehensive Local Credit Card Guide

Credit Cards in 28147 (Salisbury, NC)

Credit Card Debt in 28147

^ Average credit card debt in 28147 is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in 28147

^ Based on overall North Carolina data, the credit card delinquency rate in Salisbury is approximately 0.66%. [2]

Credit Scores in 28147

^ The average credit score in Salisbury is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Credit Card & Personal Finance Statistics in 28147

Credit Card Debt in 28147


  • 28147 Credit Card Debt
    • The estimated average credit card debt for 28147 residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 28147


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28147 Credit Scores


  • Credit Scores in 28147
    • Residents of 28147 (NC) have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More 28147 (Salisbury, NC) Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 28147 who are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 28147 [4]
    • 28147 (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 28147 (Salisbury, NC)

Recent credit card complaints originating from consumers in 28147, NC. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 28147

Complaint Issue Number of Complaints*
Incorrect information on your report 61
Improper use of your report 47
Problem with a company's investigation into an existing problem 26
Problem with a credit reporting company's investigation 10
Managing an account 8
Other 35
* Total 2021 - 2024 (current)

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Additional information about North Carolina

About 28147

28147 is associated with the city of Salisbury, which is located in Rowan County in the state of North Carolina. [6]

NC Credit Cards

28147 Credit Cards

For more information about 28147 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in North Carolina


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Cities in NC

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer financial complaints in 28147

6. ^ United States Census Bureau