Credit Card & Personal Finance Statistics in 28214
Credit Card Debt in 28214
- 28214 Credit Card Debt
-
- The estimated average credit card debt for 28214 residents is $5,548. [1]
- Average credit card debt amount in North Carolina (all cities) is
12% greater than the national average of $4,965.
- Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 28214
28214 Credit Scores
- Credit Scores in 28214
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- Residents of 28214 (NC) have an estimated average credit score of 685. [3]
- The average credit score in North Carolina (all cities) is
1.58% less than the national average score of 696.
- North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]
More 28214 (Charlotte, NC) Credit Stats
- Credit card delinquency rates in North Carolina [2]
-
- North Carolina residents (all cities) rank 13th in the U.S. with a rate that
is 16% greater than the national average of 0.57%.
- Cardholders in 28214 who are more than 90 days late on payments
-
- North Carolina Rate: 0.66%
- National Average: 0.57%
- Statute of limitations for credit card debt in 28214 [4]
-
- 28214 (North Carolina) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 28214 (Charlotte, NC)
Recent credit card complaints originating from consumers in 28214, NC. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 28214
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
444 |
| Incorrect information on your report |
381 |
| Problem with a credit reporting company's investigation |
181 |
| Problem with a company's investigation into an existing problem |
61 |
| Attempts to collect debt not owed |
41 |
| Other |
152 |
* Total 2021 - 2024 (current)
Additional information about North Carolina
About 28214
28214 is associated with the city of Charlotte, which is located in Mecklenburg County in the state of North Carolina. [6]
Did you know?
The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.
Other ZIP Codes in North Carolina
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
