Credit Card & Personal Finance Statistics in 28278
Credit Card Debt in 28278
- 28278 Credit Card Debt
-
- The estimated average credit card debt for 28278 residents is $5,548. [1]
- Average credit card debt amount in North Carolina (all cities) is
12% greater than the national average of $4,965.
- Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 28278
28278 Credit Scores
- Credit Scores in 28278
-
- Residents of 28278 (NC) have an estimated average credit score of 685. [3]
- The average credit score in North Carolina (all cities) is
1.58% less than the national average score of 696.
- North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]
More 28278 (Charlotte, NC) Credit Stats
- Credit card delinquency rates in North Carolina [2]
-
- North Carolina residents (all cities) rank 13th in the U.S. with a rate that
is 16% greater than the national average of 0.57%.
- Cardholders in 28278 who are more than 90 days late on payments
-
- North Carolina Rate: 0.66%
- National Average: 0.57%
- Statute of limitations for credit card debt in 28278 [4]
-
- 28278 (North Carolina) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 28278 (Charlotte, NC)
Recent credit card complaints originating from consumers in 28278, NC. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 28278
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
829 |
| Improper use of your report |
518 |
| Problem with a credit reporting company's investigation |
194 |
| Problem with a company's investigation into an existing problem |
140 |
| Attempts to collect debt not owed |
55 |
| Other |
214 |
* Total 2021 - 2024 (current)
Additional information about North Carolina
About 28278
28278 is associated with the city of Charlotte, which is located in Mecklenburg County in the state of North Carolina. [6]
Did you know?
A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.
Other ZIP Codes in North Carolina
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
