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Comprehensive Local Credit Card Guide

Credit Cards in 28590 (Winterville, NC)

Credit Card Debt in 28590

^ Average credit card debt in 28590 is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in 28590

^ Based on overall North Carolina data, the credit card delinquency rate in Winterville is approximately 0.66%. [2]

Credit Scores in 28590

^ The average credit score in Winterville is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Credit Card & Personal Finance Statistics in 28590

Credit Card Debt in 28590


  • 28590 Credit Card Debt
    • The estimated average credit card debt for 28590 residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 28590


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28590 Credit Scores


  • Credit Scores in 28590
    • Residents of 28590 (NC) have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More 28590 (Winterville, NC) Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 28590 who are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 28590 [4]
    • 28590 (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 28590 (Winterville, NC)

Recent credit card complaints originating from consumers in 28590, NC. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 28590

Complaint Issue Number of Complaints*
Incorrect information on your report 210
Improper use of your report 107
Problem with a credit reporting company's investigation 42
Problem with a company's investigation into an existing problem 35
Written notification about debt 15
Other 98
* Total 2021 - 2024 (current)

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Additional information about North Carolina

About 28590

28590 is associated with the city of Winterville, which is located in Pitt County in the state of North Carolina. [6]

NC Credit Cards

28590 Credit Cards

For more information about 28590 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in North Carolina


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Cities in NC

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer financial complaints in 28590

6. ^ United States Census Bureau