Credit Card & Personal Finance Statistics in 28621
Credit Card Debt in 28621
- 28621 Credit Card Debt
-
- The estimated average credit card debt for 28621 residents is $5,548. [1]
- Average credit card debt amount in North Carolina (all cities) is
12% greater than the national average of $4,965.
- Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 28621
28621 Credit Scores
- Credit Scores in 28621
-
- Residents of 28621 (NC) have an estimated average credit score of 685. [3]
- The average credit score in North Carolina (all cities) is
1.58% less than the national average score of 696.
- North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]
More 28621 (Elkin, NC) Credit Stats
- Credit card delinquency rates in North Carolina [2]
-
- North Carolina residents (all cities) rank 13th in the U.S. with a rate that
is 16% greater than the national average of 0.57%.
- Cardholders in 28621 who are more than 90 days late on payments
-
- North Carolina Rate: 0.66%
- National Average: 0.57%
- Statute of limitations for credit card debt in 28621 [4]
-
- 28621 (North Carolina) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 28621 (Elkin, NC)
Recent credit card complaints originating from consumers in 28621, NC. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 28621
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
13 |
| Incorrect information on your report |
4 |
| Problem with a credit reporting company's investigation |
2 |
| Getting a credit card |
1 |
| Managing an account |
1 |
| Other |
4 |
* Total 2021 - 2024 (current)
Additional information about North Carolina
About 28621
28621 is associated with the city of Elkin, which is located in Surry County in the state of North Carolina. [6]
Did you know?
A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.
Other ZIP Codes in North Carolina
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
