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Comprehensive Local Credit Card Guide

Credit Cards in 28711 (Black Mountain, NC)

Credit Card Debt in 28711

^ Average credit card debt in 28711 is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in 28711

^ Based on overall North Carolina data, the credit card delinquency rate in Black Mountain is approximately 0.66%. [2]

Credit Scores in 28711

^ The average credit score in Black Mountain is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Credit Card & Personal Finance Statistics in 28711

Credit Card Debt in 28711


  • 28711 Credit Card Debt
    • The estimated average credit card debt for 28711 residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 28711


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28711 Credit Scores


  • Credit Scores in 28711
    • Residents of 28711 (NC) have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More 28711 (Black Mountain, NC) Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 28711 who are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 28711 [4]
    • 28711 (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 28711 (Black Mountain, NC)

Recent credit card complaints originating from consumers in 28711, NC. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?

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Additional information about North Carolina

About 28711

28711 is associated with the city of Black Mountain, which is located in Buncombe County in the state of North Carolina. [6]

NC Credit Cards

28711 Credit Cards

For more information about 28711 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in North Carolina


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Cities in NC

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau