Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 28740 (Green Mountain, NC)

Credit Card Debt in 28740

^ Average credit card debt in 28740 is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in 28740

^ Based on overall North Carolina data, the credit card delinquency rate in Green Mountain is approximately 0.66%. [2]

Credit Scores in 28740

^ The average credit score in Green Mountain is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Credit Card & Personal Finance Statistics in 28740

Credit Card Debt in 28740


  • 28740 Credit Card Debt
    • The estimated average credit card debt for 28740 residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 28740


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


28740 Credit Scores


  • Credit Scores in 28740
    • Residents of 28740 (NC) have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More 28740 (Green Mountain, NC) Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 28740 who are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 28740 [4]
    • 28740 (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 28740 (Green Mountain, NC)

Recent credit card complaints originating from consumers in 28740, NC. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 28740

Complaint Issue Number of Complaints*
Problem with a company's investigation into an existing problem 2
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about North Carolina

About 28740

28740 is associated with the city of Green Mountain, which is located in Yancey County in the state of North Carolina. [6]

NC Credit Cards

28740 Credit Cards

For more information about 28740 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in North Carolina


Go

Cities in NC

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer financial complaints in 28740

6. ^ United States Census Bureau