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Spruce Pine Credit Cards

Credit Card Debt in Spruce Pine

^ Average credit card debt in Spruce Pine is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in Spruce Pine

^ Based on overall NC data, the credit card delinquency rate in Spruce Pine is approximately 0.66%. [2]

Credit Scores in Spruce Pine

^ The average credit score in Spruce Pine is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Spruce Pine, NC Credit Card & Personal Finance Statistics

Spruce Pine Credit Card Debt


  • Credit Card Debt in Spruce Pine
    • The estimated average credit card debt for Spruce Pine residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Spruce Pine Credit Card Calculator


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Spruce Pine Credit Scores


  • Credit Scores in Spruce Pine
    • Residents of Spruce Pine, NC have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More Spruce Pine, NC Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Spruce Pine cardholders that are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Spruce Pine [4]
    • Spruce Pine (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about North Carolina

About Spruce Pine

Spruce Pine is a town located in Mitchell County in the state of North Carolina, and has a population of approximately 2,175. [6]

NC Credit Cards

Spruce Pine Credit Cards

For more information about Spruce Pine credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in NC

ZIP Codes in North Carolina


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau