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Comprehensive Local Credit Card Guide

Credit Cards in 58318 (Bottineau, ND)

Credit Card Debt in 58318

^ Average credit card debt in 58318 is approximately $4,011, based on overall North Dakota data. [1]

Credit Card Delinquency in 58318

^ Based on overall North Dakota data, the credit card delinquency rate in Bottineau is approximately 0.35%. [2]

Credit Scores in 58318

^ The average credit score in Bottineau is approximately 721, based on collective North Dakota data. [3]

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Credit Card & Personal Finance Statistics in 58318

Credit Card Debt in 58318


  • 58318 Credit Card Debt
    • The estimated average credit card debt for 58318 residents is $4,011. [1]
    • Average credit card debt amount in North Dakota (all cities) is 19% less than the national average of $4,965.
    • Collectively, North Dakota cities rank 50th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 58318


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58318 Credit Scores


  • Credit Scores in 58318
    • Residents of 58318 (ND) have an estimated average credit score of 721. [3]
    • The average credit score in North Dakota (all cities) is 3.59% greater than the national average score of 696.
    • North Dakota collectively ranks 1st in the U.S. in average credit score of residents. [3]

More 58318 (Bottineau, ND) Credit Stats

  • Credit card delinquency rates in North Dakota [2]
    • North Dakota residents (all cities) rank 51st in the U.S. with a rate that is 39% less than the national average of 0.57%.
  • Cardholders in 58318 who are more than 90 days late on payments
    • North Dakota Rate: 0.35%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 58318 [4]
    • 58318 (North Dakota) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 58318 (Bottineau, ND)

Recent credit card complaints originating from consumers in 58318, ND. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 58318

Complaint Issue Number of Complaints*
Getting a loan 1
Incorrect information on your report 1
Problem with a credit reporting company's investigation 1
Unauthorized transactions or other transaction problem 1
* Total 2021 - 2024 (current)

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Additional information about North Dakota

About 58318

58318 is associated with the city of Bottineau, which is located in Bottineau County in the state of North Dakota. [6]

ND Credit Cards

58318 Credit Cards

For more information about 58318 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in North Dakota


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Cities in ND

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Dakota State Legislature

5. ^ Consumer financial complaints in 58318

6. ^ United States Census Bureau