Comprehensive Local Credit Card Guide

Credit Cards in 58425 (Cooperstown, ND)

Credit Card Debt in 58425

^ Average credit card debt in 58425 is approximately $4,011, based on overall North Dakota data. ^[1]

Credit Card Delinquency in 58425

^ Based on overall North Dakota data, the credit card delinquency rate in Cooperstown is approximately 0.35%. ^[2]

Credit Scores in 58425

^ The average credit score in Cooperstown is approximately 721, based on collective North Dakota data. ^[3]

Credit Card & Personal Finance Statistics in 58425

Credit Card Debt in 58425

58425 Credit Card Debt
- The estimated average credit card debt for 58425 residents is $4,011. ^[1]
- Average credit card debt amount in North Dakota (all cities) is 19% less than the national average of $4,965.
- Collectively, North Dakota cities rank 50th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 58425

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58425 Credit Scores

Credit Scores in 58425
- Residents of 58425 (ND) have an estimated average credit score of 721. ^[3]
- The average credit score in North Dakota (all cities) is 3.59% greater than the national average score of 696.
- North Dakota collectively ranks 1st in the U.S. in average credit score of residents. ^[3]

More 58425 (Cooperstown, ND) Credit Stats

Credit card delinquency rates in North Dakota ^[2]
- North Dakota residents (all cities) rank 51st in the U.S. with a rate that is 39% less than the national average of 0.57%.

Cardholders in 58425 who are more than 90 days late on payments
- North Dakota Rate: 0.35%
- National Average: 0.57%

Statute of limitations for credit card debt in 58425 ^[4]
- 58425 (North Dakota) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 58425 (Cooperstown, ND)

Recent credit card complaints originating from consumers in 58425, ND. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 58425

Complaint Issue	Number of Complaints*

* Total 2021 - 2024 (current)

Additional information about North Dakota

About 58425

58425 is associated with the city of Cooperstown, which is located in Griggs County in the state of North Dakota. ^[6]

58425 Credit Cards

For more information about 58425 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in North Dakota

Cities in ND

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Dakota State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau