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Comprehensive Local Credit Card Guide

Credit Cards in 58501 (Bismarck, ND)

Credit Card Debt in 58501

^ Average credit card debt in 58501 is approximately $4,011, based on overall North Dakota data. [1]

Credit Card Delinquency in 58501

^ Based on overall North Dakota data, the credit card delinquency rate in Bismarck is approximately 0.35%. [2]

Credit Scores in 58501

^ The average credit score in Bismarck is approximately 721, based on collective North Dakota data. [3]

ND Credit Cards

Credit Card & Personal Finance Statistics in 58501

Credit Card Debt in 58501


  • 58501 Credit Card Debt
    • The estimated average credit card debt for 58501 residents is $4,011. [1]
    • Average credit card debt amount in North Dakota (all cities) is 19% less than the national average of $4,965.
    • Collectively, North Dakota cities rank 50th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 58501


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58501 Credit Scores


  • Credit Scores in 58501
    • Residents of 58501 (ND) have an estimated average credit score of 721. [3]
    • The average credit score in North Dakota (all cities) is 3.59% greater than the national average score of 696.
    • North Dakota collectively ranks 1st in the U.S. in average credit score of residents. [3]

More 58501 (Bismarck, ND) Credit Stats

  • Credit card delinquency rates in North Dakota [2]
    • North Dakota residents (all cities) rank 51st in the U.S. with a rate that is 39% less than the national average of 0.57%.
  • Cardholders in 58501 who are more than 90 days late on payments
    • North Dakota Rate: 0.35%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 58501 [4]
    • 58501 (North Dakota) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 58501 (Bismarck, ND)

Recent credit card complaints originating from consumers in 58501, ND. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 58501

Complaint Issue Number of Complaints*
Incorrect information on your report 23
Improper use of your report 12
Problem with a credit reporting company's investigation 6
Problem with a company's investigation into an existing problem 4
Unable to get your credit report or credit score 2
Other 15
* Total 2021 - 2024 (current)

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Additional information about North Dakota

About 58501

58501 is associated with the city of Bismarck, which is located in Burleigh County in the state of North Dakota. [6]

ND Credit Cards

58501 Credit Cards

For more information about 58501 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in North Dakota


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Cities in ND

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Dakota State Legislature

5. ^ Consumer financial complaints in 58501

6. ^ United States Census Bureau