Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 58580 (Zap, ND)

Credit Card Debt in 58580

^ Average credit card debt in 58580 is approximately $4,011, based on overall North Dakota data. [1]

Credit Card Delinquency in 58580

^ Based on overall North Dakota data, the credit card delinquency rate in Zap is approximately 0.35%. [2]

Credit Scores in 58580

^ The average credit score in Zap is approximately 721, based on collective North Dakota data. [3]

ND Credit Cards

Credit Card & Personal Finance Statistics in 58580

Credit Card Debt in 58580


  • 58580 Credit Card Debt
    • The estimated average credit card debt for 58580 residents is $4,011. [1]
    • Average credit card debt amount in North Dakota (all cities) is 19% less than the national average of $4,965.
    • Collectively, North Dakota cities rank 50th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 58580


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


58580 Credit Scores


  • Credit Scores in 58580
    • Residents of 58580 (ND) have an estimated average credit score of 721. [3]
    • The average credit score in North Dakota (all cities) is 3.59% greater than the national average score of 696.
    • North Dakota collectively ranks 1st in the U.S. in average credit score of residents. [3]

More 58580 (Zap, ND) Credit Stats

  • Credit card delinquency rates in North Dakota [2]
    • North Dakota residents (all cities) rank 51st in the U.S. with a rate that is 39% less than the national average of 0.57%.
  • Cardholders in 58580 who are more than 90 days late on payments
    • North Dakota Rate: 0.35%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 58580 [4]
    • 58580 (North Dakota) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 58580 (Zap, ND)

Recent credit card complaints originating from consumers in 58580, ND. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 58580

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about North Dakota

About 58580

58580 is associated with the city of Zap, which is located in Mercer County in the state of North Dakota. [6]

ND Credit Cards

58580 Credit Cards

For more information about 58580 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in North Dakota


Go

Cities in ND

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Dakota State Legislature

5. ^ Consumer financial complaints in 58580

6. ^ United States Census Bureau