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Comprehensive Local Credit Card Guide

Ray Credit Cards

Credit Card Debt in Ray

^ Average credit card debt in Ray is approximately $4,011, based on overall North Dakota data. [1]

Credit Card Delinquency in Ray

^ Based on overall ND data, the credit card delinquency rate in Ray is approximately 0.35%. [2]

Credit Scores in Ray

^ The average credit score in Ray is approximately 721, based on collective North Dakota data. [3]

ND Credit Cards

Ray, ND Credit Card & Personal Finance Statistics

Ray Credit Card Debt


  • Credit Card Debt in Ray
    • The estimated average credit card debt for Ray residents is $4,011. [1]
    • Average credit card debt amount in North Dakota (all cities) is 19% less than the national average of $4,965.
    • Collectively, North Dakota cities rank 50th in the U.S. in average credit card debt. [1]

Ray Credit Card Calculator


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Ray Credit Scores


  • Credit Scores in Ray
    • Residents of Ray, ND have an estimated average credit score of 721. [3]
    • The average credit score in North Dakota (all cities) is 3.59% greater than the national average score of 696.
    • North Dakota collectively ranks 1st in the U.S. in average credit score of residents. [3]

More Ray, ND Credit Stats

  • Credit card delinquency rates in North Dakota [2]
    • North Dakota residents (all cities) rank 51st in the U.S. with a rate that is 39% less than the national average of 0.57%.
  • Ray cardholders that are more than 90 days late on payments
    • North Dakota Rate: 0.35%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Ray [4]
    • Ray (North Dakota) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about North Dakota

About Ray

Ray is a city located in Williams County in the state of North Dakota, and has a population of approximately 592. [6]

ND Credit Cards

Ray Credit Cards

For more information about Ray credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in ND

ZIP Codes in North Dakota


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Dakota State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau