Comprehensive Local Credit Card Guide

Credit Cards in 43612 (Toledo, OH)

Credit Card Debt in 43612

^ Average credit card debt in 43612 is approximately $4,817, based on overall Ohio data. ^[1]

Credit Card Delinquency in 43612

^ Based on overall Ohio data, the credit card delinquency rate in Toledo is approximately 0.57%. ^[2]

Credit Scores in 43612

^ The average credit score in Toledo is approximately 699, based on collective Ohio data. ^[3]

Credit Card & Personal Finance Statistics in 43612

Credit Card Debt in 43612

43612 Credit Card Debt
- The estimated average credit card debt for 43612 residents is $4,817. ^[1]
- Average credit card debt amount in Ohio (all cities) is 3% less than the national average of $4,965.
- Collectively, Ohio cities rank 28th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 43612

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43612 Credit Scores

Credit Scores in 43612
- Residents of 43612 (OH) have an estimated average credit score of 699. ^[3]
- The average credit score in Ohio (all cities) is 0.43% greater than the national average score of 696.
- Ohio collectively ranks 29th in the U.S. in average credit score of residents. ^[3]

More 43612 (Toledo, OH) Credit Stats

Credit card delinquency rates in Ohio ^[2]
- Ohio residents (all cities) rank 22nd in the U.S. with a rate that is exactly equal to the national average of 0.57%.

Cardholders in 43612 who are more than 90 days late on payments
- Ohio Rate: 0.57%
- National Average: 0.57%

Statute of limitations for credit card debt in 43612 ^[4]
- 43612 (Ohio) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 43612 (Toledo, OH)

Recent credit card complaints originating from consumers in 43612, OH. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 43612

Complaint Issue	Number of Complaints*
Incorrect information on your report	175
Improper use of your report	74
Problem with a credit reporting company's investigation	73
Written notification about debt	37
Problem with a company's investigation into an existing problem	36
Other	59

* Total 2021 - 2024 (current)

Additional information about Ohio

About 43612

43612 is associated with the city of Toledo, which is located in Lucas County in the state of Ohio. ^[6]

43612 Credit Cards

For more information about 43612 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Ohio

Cities in OH

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Ohio State Legislature

5. ^ Consumer financial complaints in 43612

6. ^ United States Census Bureau