Credit Card & Personal Finance Statistics in 44054
Credit Card Debt in 44054
- 44054 Credit Card Debt
-
- The estimated average credit card debt for 44054 residents is $4,817. [1]
- Average credit card debt amount in Ohio (all cities) is
3% less than the national average of $4,965.
- Collectively, Ohio cities rank 28th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 44054
44054 Credit Scores
- Credit Scores in 44054
-
- Residents of 44054 (OH) have an estimated average credit score of 699. [3]
- The average credit score in Ohio (all cities) is
0.43% greater than the national average score of 696.
- Ohio collectively ranks 29th in the U.S. in average credit score of residents. [3]
More 44054 (Sheffield Lake, OH) Credit Stats
- Credit card delinquency rates in Ohio [2]
-
- Ohio residents (all cities) rank 22nd in the U.S. with a rate that
is exactly equal to the national average of 0.57%.
- Cardholders in 44054 who are more than 90 days late on payments
-
- Ohio Rate: 0.57%
- National Average: 0.57%
- Statute of limitations for credit card debt in 44054 [4]
-
- 44054 (Ohio) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 44054 (Sheffield Lake, OH)
Recent credit card complaints originating from consumers in 44054, OH. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 44054
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
30 |
| Improper use of your report |
4 |
| Managing an account |
4 |
| Closing an account |
2 |
| Dealing with your lender or servicer |
2 |
| Other |
5 |
* Total 2021 - 2024 (current)
Additional information about Ohio
About 44054
44054 is associated with the city of Sheffield Lake, which is located in Lorain County in the state of Ohio. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
