Credit Card & Personal Finance Statistics in 44127
Credit Card Debt in 44127
- 44127 Credit Card Debt
-
- The estimated average credit card debt for 44127 residents is $4,817. [1]
- Average credit card debt amount in Ohio (all cities) is
3% less than the national average of $4,965.
- Collectively, Ohio cities rank 28th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 44127
44127 Credit Scores
- Credit Scores in 44127
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- Residents of 44127 (OH) have an estimated average credit score of 699. [3]
- The average credit score in Ohio (all cities) is
0.43% greater than the national average score of 696.
- Ohio collectively ranks 29th in the U.S. in average credit score of residents. [3]
More 44127 (Cleveland, OH) Credit Stats
- Credit card delinquency rates in Ohio [2]
-
- Ohio residents (all cities) rank 22nd in the U.S. with a rate that
is exactly equal to the national average of 0.57%.
- Cardholders in 44127 who are more than 90 days late on payments
-
- Ohio Rate: 0.57%
- National Average: 0.57%
- Statute of limitations for credit card debt in 44127 [4]
-
- 44127 (Ohio) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 44127 (Cleveland, OH)
Recent credit card complaints originating from consumers in 44127, OH. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 44127
Complaint Issue |
Number of Complaints* |
Incorrect information on your report |
28 |
Improper use of your report |
15 |
Written notification about debt |
5 |
Problem with a credit reporting company's investigation |
3 |
Attempts to collect debt not owed |
1 |
Other |
1 |
* Total 2021 - 2024 (current)
Additional information about Ohio
About 44127
44127 is associated with the city of Cleveland, which is located in Cuyahoga County in the state of Ohio. [6]
Did you know?
The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax