Comprehensive Local Credit Card Guide

Credit Cards in 44281 (Wadsworth, OH)

Credit Card Debt in 44281

^ Average credit card debt in 44281 is approximately $4,817, based on overall Ohio data. ^[1]

Credit Card Delinquency in 44281

^ Based on overall Ohio data, the credit card delinquency rate in Wadsworth is approximately 0.57%. ^[2]

Credit Scores in 44281

^ The average credit score in Wadsworth is approximately 699, based on collective Ohio data. ^[3]

Credit Card & Personal Finance Statistics in 44281

Credit Card Debt in 44281

44281 Credit Card Debt
- The estimated average credit card debt for 44281 residents is $4,817. ^[1]
- Average credit card debt amount in Ohio (all cities) is 3% less than the national average of $4,965.
- Collectively, Ohio cities rank 28th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 44281

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44281 Credit Scores

Credit Scores in 44281
- Residents of 44281 (OH) have an estimated average credit score of 699. ^[3]
- The average credit score in Ohio (all cities) is 0.43% greater than the national average score of 696.
- Ohio collectively ranks 29th in the U.S. in average credit score of residents. ^[3]

More 44281 (Wadsworth, OH) Credit Stats

Credit card delinquency rates in Ohio ^[2]
- Ohio residents (all cities) rank 22nd in the U.S. with a rate that is exactly equal to the national average of 0.57%.

Cardholders in 44281 who are more than 90 days late on payments
- Ohio Rate: 0.57%
- National Average: 0.57%

Statute of limitations for credit card debt in 44281 ^[4]
- 44281 (Ohio) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 44281 (Wadsworth, OH)

Recent credit card complaints originating from consumers in 44281, OH. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 44281

Complaint Issue	Number of Complaints*
Incorrect information on your report	25
Struggling to pay your loan	9
Attempts to collect debt not owed	7
Dealing with your lender or servicer	5
Problem with a credit reporting company's investigation	4
Other	23

* Total 2021 - 2024 (current)

Additional information about Ohio

About 44281

44281 is associated with the city of Wadsworth, which is located in Medina County in the state of Ohio. ^[6]

44281 Credit Cards

For more information about 44281 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Ohio

Cities in OH

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Ohio State Legislature

5. ^ Consumer financial complaints in 44281

6. ^ United States Census Bureau