Comprehensive Local Credit Card Guide

Credit Cards in 44304 (Akron, OH)

Credit Card Debt in 44304

^ Average credit card debt in 44304 is approximately $4,817, based on overall Ohio data. ^[1]

Credit Card Delinquency in 44304

^ Based on overall Ohio data, the credit card delinquency rate in Akron is approximately 0.57%. ^[2]

Credit Scores in 44304

^ The average credit score in Akron is approximately 699, based on collective Ohio data. ^[3]

Credit Card & Personal Finance Statistics in 44304

Credit Card Debt in 44304

44304 Credit Card Debt
- The estimated average credit card debt for 44304 residents is $4,817. ^[1]
- Average credit card debt amount in Ohio (all cities) is 3% less than the national average of $4,965.
- Collectively, Ohio cities rank 28th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 44304

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44304 Credit Scores

Credit Scores in 44304
- Residents of 44304 (OH) have an estimated average credit score of 699. ^[3]
- The average credit score in Ohio (all cities) is 0.43% greater than the national average score of 696.
- Ohio collectively ranks 29th in the U.S. in average credit score of residents. ^[3]

More 44304 (Akron, OH) Credit Stats

Credit card delinquency rates in Ohio ^[2]
- Ohio residents (all cities) rank 22nd in the U.S. with a rate that is exactly equal to the national average of 0.57%.

Cardholders in 44304 who are more than 90 days late on payments
- Ohio Rate: 0.57%
- National Average: 0.57%

Statute of limitations for credit card debt in 44304 ^[4]
- 44304 (Ohio) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 44304 (Akron, OH)

Recent credit card complaints originating from consumers in 44304, OH. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 44304

Complaint Issue	Number of Complaints*
Improper use of your report	12
Problem with a credit reporting company's investigation	11
Incorrect information on your report	7
False statements or representation	2

* Total 2021 - 2024 (current)

Additional information about Ohio

About 44304

44304 is associated with the city of Akron, which is located in Summit County in the state of Ohio. ^[6]

44304 Credit Cards

For more information about 44304 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Ohio

Cities in OH

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Ohio State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau