Credit Card & Personal Finance Statistics in 45240
Credit Card Debt in 45240
- 45240 Credit Card Debt
-
- The estimated average credit card debt for 45240 residents is $4,817. [1]
- Average credit card debt amount in Ohio (all cities) is
3% less than the national average of $4,965.
- Collectively, Ohio cities rank 28th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 45240
45240 Credit Scores
- Credit Scores in 45240
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- Residents of 45240 (OH) have an estimated average credit score of 699. [3]
- The average credit score in Ohio (all cities) is
0.43% greater than the national average score of 696.
- Ohio collectively ranks 29th in the U.S. in average credit score of residents. [3]
More 45240 (Cincinnati, OH) Credit Stats
- Credit card delinquency rates in Ohio [2]
-
- Ohio residents (all cities) rank 22nd in the U.S. with a rate that
is exactly equal to the national average of 0.57%.
- Cardholders in 45240 who are more than 90 days late on payments
-
- Ohio Rate: 0.57%
- National Average: 0.57%
- Statute of limitations for credit card debt in 45240 [4]
-
- 45240 (Ohio) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 45240 (Cincinnati, OH)
Recent credit card complaints originating from consumers in 45240, OH. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 45240
Complaint Issue |
Number of Complaints* |
Incorrect information on your report |
192 |
Improper use of your report |
104 |
Problem with a credit reporting company's investigation |
95 |
Written notification about debt |
18 |
Attempts to collect debt not owed |
17 |
Other |
81 |
* Total 2021 - 2024 (current)
Additional information about Ohio
About 45240
45240 is associated with the city of Cincinnati, which is located in Hamilton County in the state of Ohio. [6]
Did you know?
The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax