Comprehensive Local Credit Card Guide

Credit Cards in 45387 (Yellow Springs, OH)

Credit Card Debt in 45387

^ Average credit card debt in 45387 is approximately $4,817, based on overall Ohio data. ^[1]

Credit Card Delinquency in 45387

^ Based on overall Ohio data, the credit card delinquency rate in Yellow Springs is approximately 0.57%. ^[2]

Credit Scores in 45387

^ The average credit score in Yellow Springs is approximately 699, based on collective Ohio data. ^[3]

Credit Card & Personal Finance Statistics in 45387

Credit Card Debt in 45387

45387 Credit Card Debt
- The estimated average credit card debt for 45387 residents is $4,817. ^[1]
- Average credit card debt amount in Ohio (all cities) is 3% less than the national average of $4,965.
- Collectively, Ohio cities rank 28th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 45387

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45387 Credit Scores

Credit Scores in 45387
- Residents of 45387 (OH) have an estimated average credit score of 699. ^[3]
- The average credit score in Ohio (all cities) is 0.43% greater than the national average score of 696.
- Ohio collectively ranks 29th in the U.S. in average credit score of residents. ^[3]

More 45387 (Yellow Springs, OH) Credit Stats

Credit card delinquency rates in Ohio ^[2]
- Ohio residents (all cities) rank 22nd in the U.S. with a rate that is exactly equal to the national average of 0.57%.

Cardholders in 45387 who are more than 90 days late on payments
- Ohio Rate: 0.57%
- National Average: 0.57%

Statute of limitations for credit card debt in 45387 ^[4]
- 45387 (Ohio) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 45387 (Yellow Springs, OH)

Recent credit card complaints originating from consumers in 45387, OH. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 45387

Complaint Issue	Number of Complaints*
Managing an account	3
Improper use of your report	2
Applying for a mortgage or refinancing an existing mortgage	1
Managing the loan or lease	1
Money was not available when promised	1
Other	5

* Total 2021 - 2024 (current)

Additional information about Ohio

About 45387

45387 is associated with the city of Yellow Springs, which is located in Greene County in the state of Ohio. ^[6]

45387 Credit Cards

For more information about 45387 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Ohio

Cities in OH

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Ohio State Legislature

5. ^ Consumer financial complaints in 45387

6. ^ United States Census Bureau