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Comprehensive Local Credit Card Guide

Credit Cards in 45479 (Dayton, OH)

Credit Card Debt in 45479

^ Average credit card debt in 45479 is approximately $4,817, based on overall Ohio data. [1]

Credit Card Delinquency in 45479

^ Based on overall Ohio data, the credit card delinquency rate in Dayton is approximately 0.57%. [2]

Credit Scores in 45479

^ The average credit score in Dayton is approximately 699, based on collective Ohio data. [3]

OH Credit Cards

Credit Card & Personal Finance Statistics in 45479

Credit Card Debt in 45479


  • 45479 Credit Card Debt
    • The estimated average credit card debt for 45479 residents is $4,817. [1]
    • Average credit card debt amount in Ohio (all cities) is 3% less than the national average of $4,965.
    • Collectively, Ohio cities rank 28th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 45479


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45479 Credit Scores


  • Credit Scores in 45479
    • Residents of 45479 (OH) have an estimated average credit score of 699. [3]
    • The average credit score in Ohio (all cities) is 0.43% greater than the national average score of 696.
    • Ohio collectively ranks 29th in the U.S. in average credit score of residents. [3]

More 45479 (Dayton, OH) Credit Stats

  • Credit card delinquency rates in Ohio [2]
    • Ohio residents (all cities) rank 22nd in the U.S. with a rate that is exactly equal to the national average of 0.57%.
  • Cardholders in 45479 who are more than 90 days late on payments
    • Ohio Rate: 0.57%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 45479 [4]
    • 45479 (Ohio) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 45479 (Dayton, OH)

Recent credit card complaints originating from consumers in 45479, OH. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 45479

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Ohio

About 45479

45479 is associated with the city of Dayton, which is located in Montgomery County in the state of Ohio. [6]

OH Credit Cards

45479 Credit Cards

For more information about 45479 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Ohio State Legislature

5. ^ Consumer financial complaints in 45479

6. ^ United States Census Bureau