Credit Card & Personal Finance Statistics in 45502
Credit Card Debt in 45502
- 45502 Credit Card Debt
-
- The estimated average credit card debt for 45502 residents is $4,817. [1]
- Average credit card debt amount in Ohio (all cities) is
3% less than the national average of $4,965.
- Collectively, Ohio cities rank 28th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 45502
45502 Credit Scores
- Credit Scores in 45502
-
- Residents of 45502 (OH) have an estimated average credit score of 699. [3]
- The average credit score in Ohio (all cities) is
0.43% greater than the national average score of 696.
- Ohio collectively ranks 29th in the U.S. in average credit score of residents. [3]
More 45502 (Springfield, OH) Credit Stats
- Credit card delinquency rates in Ohio [2]
-
- Ohio residents (all cities) rank 22nd in the U.S. with a rate that
is exactly equal to the national average of 0.57%.
- Cardholders in 45502 who are more than 90 days late on payments
-
- Ohio Rate: 0.57%
- National Average: 0.57%
- Statute of limitations for credit card debt in 45502 [4]
-
- 45502 (Ohio) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 45502 (Springfield, OH)
Recent credit card complaints originating from consumers in 45502, OH. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 45502
Complaint Issue |
Number of Complaints* |
Attempts to collect debt not owed |
4 |
Incorrect information on your report |
3 |
Took or threatened to take negative or legal action |
2 |
Managing an account |
1 |
Other features, terms, or problems |
1 |
Other |
1 |
* Total 2021 - 2024 (current)
Additional information about Ohio
About 45502
45502 is associated with the city of Springfield, which is located in Clark County in the state of Ohio. [6]
Did you know?
A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax