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Comprehensive Local Credit Card Guide

Credit Cards in 45688 (Waterloo, OH)

Credit Card Debt in 45688

^ Average credit card debt in 45688 is approximately $4,817, based on overall Ohio data. [1]

Credit Card Delinquency in 45688

^ Based on overall Ohio data, the credit card delinquency rate in Waterloo is approximately 0.57%. [2]

Credit Scores in 45688

^ The average credit score in Waterloo is approximately 699, based on collective Ohio data. [3]

OH Credit Cards

Credit Card & Personal Finance Statistics in 45688

Credit Card Debt in 45688


  • 45688 Credit Card Debt
    • The estimated average credit card debt for 45688 residents is $4,817. [1]
    • Average credit card debt amount in Ohio (all cities) is 3% less than the national average of $4,965.
    • Collectively, Ohio cities rank 28th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 45688


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45688 Credit Scores


  • Credit Scores in 45688
    • Residents of 45688 (OH) have an estimated average credit score of 699. [3]
    • The average credit score in Ohio (all cities) is 0.43% greater than the national average score of 696.
    • Ohio collectively ranks 29th in the U.S. in average credit score of residents. [3]

More 45688 (Waterloo, OH) Credit Stats

  • Credit card delinquency rates in Ohio [2]
    • Ohio residents (all cities) rank 22nd in the U.S. with a rate that is exactly equal to the national average of 0.57%.
  • Cardholders in 45688 who are more than 90 days late on payments
    • Ohio Rate: 0.57%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 45688 [4]
    • 45688 (Ohio) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 45688 (Waterloo, OH)

Recent credit card complaints originating from consumers in 45688, OH. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 45688

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Ohio

About 45688

45688 is associated with the city of Waterloo, which is located in Lawrence County in the state of Ohio. [6]

OH Credit Cards

45688 Credit Cards

For more information about 45688 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Ohio State Legislature

5. ^ Consumer financial complaints in 45688

6. ^ United States Census Bureau