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Comprehensive Local Credit Card Guide

Credit Cards in 45802 (Lima, OH)

Credit Card Debt in 45802

^ Average credit card debt in 45802 is approximately $4,817, based on overall Ohio data. [1]

Credit Card Delinquency in 45802

^ Based on overall Ohio data, the credit card delinquency rate in Lima is approximately 0.57%. [2]

Credit Scores in 45802

^ The average credit score in Lima is approximately 699, based on collective Ohio data. [3]

OH Credit Cards

Credit Card & Personal Finance Statistics in 45802

Credit Card Debt in 45802


  • 45802 Credit Card Debt
    • The estimated average credit card debt for 45802 residents is $4,817. [1]
    • Average credit card debt amount in Ohio (all cities) is 3% less than the national average of $4,965.
    • Collectively, Ohio cities rank 28th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 45802


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45802 Credit Scores


  • Credit Scores in 45802
    • Residents of 45802 (OH) have an estimated average credit score of 699. [3]
    • The average credit score in Ohio (all cities) is 0.43% greater than the national average score of 696.
    • Ohio collectively ranks 29th in the U.S. in average credit score of residents. [3]

More 45802 (Lima, OH) Credit Stats

  • Credit card delinquency rates in Ohio [2]
    • Ohio residents (all cities) rank 22nd in the U.S. with a rate that is exactly equal to the national average of 0.57%.
  • Cardholders in 45802 who are more than 90 days late on payments
    • Ohio Rate: 0.57%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 45802 [4]
    • 45802 (Ohio) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 45802 (Lima, OH)

Recent credit card complaints originating from consumers in 45802, OH. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 45802

Complaint Issue Number of Complaints*
Managing the loan or lease 1
* Total 2021 - 2024 (current)

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Additional information about Ohio

About 45802

45802 is associated with the city of Lima, which is located in Allen County in the state of Ohio. [6]

OH Credit Cards

45802 Credit Cards

For more information about 45802 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Ohio


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Cities in OH

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Ohio State Legislature

5. ^ Consumer financial complaints in 45802

6. ^ United States Census Bureau