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Comprehensive Local Credit Card Guide

Credit Cards in 45897 (Williamstown, OH)

Credit Card Debt in 45897

^ Average credit card debt in 45897 is approximately $4,817, based on overall Ohio data. [1]

Credit Card Delinquency in 45897

^ Based on overall Ohio data, the credit card delinquency rate in Williamstown is approximately 0.57%. [2]

Credit Scores in 45897

^ The average credit score in Williamstown is approximately 699, based on collective Ohio data. [3]

OH Credit Cards

Credit Card & Personal Finance Statistics in 45897

Credit Card Debt in 45897


  • 45897 Credit Card Debt
    • The estimated average credit card debt for 45897 residents is $4,817. [1]
    • Average credit card debt amount in Ohio (all cities) is 3% less than the national average of $4,965.
    • Collectively, Ohio cities rank 28th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 45897


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45897 Credit Scores


  • Credit Scores in 45897
    • Residents of 45897 (OH) have an estimated average credit score of 699. [3]
    • The average credit score in Ohio (all cities) is 0.43% greater than the national average score of 696.
    • Ohio collectively ranks 29th in the U.S. in average credit score of residents. [3]

More 45897 (Williamstown, OH) Credit Stats

  • Credit card delinquency rates in Ohio [2]
    • Ohio residents (all cities) rank 22nd in the U.S. with a rate that is exactly equal to the national average of 0.57%.
  • Cardholders in 45897 who are more than 90 days late on payments
    • Ohio Rate: 0.57%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 45897 [4]
    • 45897 (Ohio) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 45897 (Williamstown, OH)

Recent credit card complaints originating from consumers in 45897, OH. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 45897

Complaint Issue Number of Complaints*
Written notification about debt 1
* Total 2021 - 2024 (current)

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Additional information about Ohio

About 45897

45897 is associated with the city of Williamstown, which is located in Hancock County in the state of Ohio. [6]

OH Credit Cards

45897 Credit Cards

For more information about 45897 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Ohio State Legislature

5. ^ Consumer financial complaints in 45897

6. ^ United States Census Bureau