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Comprehensive Local Credit Card Guide

Credit Cards in 73044 (Guthrie, OK)

Credit Card Debt in 73044

^ Average credit card debt in 73044 is approximately $4,854, based on overall Oklahoma data. [1]

Credit Card Delinquency in 73044

^ Based on overall Oklahoma data, the credit card delinquency rate in Guthrie is approximately 0.69%. [2]

Credit Scores in 73044

^ The average credit score in Guthrie is approximately 681, based on collective Oklahoma data. [3]

OK Credit Cards

Credit Card & Personal Finance Statistics in 73044

Credit Card Debt in 73044


  • 73044 Credit Card Debt
    • The estimated average credit card debt for 73044 residents is $4,854. [1]
    • Average credit card debt amount in Oklahoma (all cities) is 2% less than the national average of $4,965.
    • Collectively, Oklahoma cities rank 24th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 73044


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73044 Credit Scores


  • Credit Scores in 73044
    • Residents of 73044 (OK) have an estimated average credit score of 681. [3]
    • The average credit score in Oklahoma (all cities) is 2.16% less than the national average score of 696.
    • Oklahoma collectively ranks 44th in the U.S. in average credit score of residents. [3]

More 73044 (Guthrie, OK) Credit Stats

  • Credit card delinquency rates in Oklahoma [2]
    • Oklahoma residents (all cities) rank 9th in the U.S. with a rate that is 21% greater than the national average of 0.57%.
  • Cardholders in 73044 who are more than 90 days late on payments
    • Oklahoma Rate: 0.69%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 73044 [4]
    • 73044 (Oklahoma) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 73044 (Guthrie, OK)

Recent credit card complaints originating from consumers in 73044, OK. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 73044

Complaint Issue Number of Complaints*
Incorrect information on your report 10
Trouble during payment process 4
Attempts to collect debt not owed 3
Managing an account 3
Closing on a mortgage 2
Other 16
* Total 2021 - 2024 (current)

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Additional information about Oklahoma

About 73044

73044 is associated with the city of Guthrie, which is located in Logan County in the state of Oklahoma. [6]

OK Credit Cards

73044 Credit Cards

For more information about 73044 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Oklahoma


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Cities in OK

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Oklahoma State Legislature

5. ^ Consumer financial complaints in 73044

6. ^ United States Census Bureau