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Comprehensive Local Credit Card Guide

Credit Cards in 74051 (Ochelata, OK)

Credit Card Debt in 74051

^ Average credit card debt in 74051 is approximately $4,854, based on overall Oklahoma data. [1]

Credit Card Delinquency in 74051

^ Based on overall Oklahoma data, the credit card delinquency rate in Ochelata is approximately 0.69%. [2]

Credit Scores in 74051

^ The average credit score in Ochelata is approximately 681, based on collective Oklahoma data. [3]

OK Credit Cards

Credit Card & Personal Finance Statistics in 74051

Credit Card Debt in 74051


  • 74051 Credit Card Debt
    • The estimated average credit card debt for 74051 residents is $4,854. [1]
    • Average credit card debt amount in Oklahoma (all cities) is 2% less than the national average of $4,965.
    • Collectively, Oklahoma cities rank 24th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 74051


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74051 Credit Scores


  • Credit Scores in 74051
    • Residents of 74051 (OK) have an estimated average credit score of 681. [3]
    • The average credit score in Oklahoma (all cities) is 2.16% less than the national average score of 696.
    • Oklahoma collectively ranks 44th in the U.S. in average credit score of residents. [3]

More 74051 (Ochelata, OK) Credit Stats

  • Credit card delinquency rates in Oklahoma [2]
    • Oklahoma residents (all cities) rank 9th in the U.S. with a rate that is 21% greater than the national average of 0.57%.
  • Cardholders in 74051 who are more than 90 days late on payments
    • Oklahoma Rate: 0.69%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 74051 [4]
    • 74051 (Oklahoma) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 74051 (Ochelata, OK)

Recent credit card complaints originating from consumers in 74051, OK. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 74051

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Oklahoma

About 74051

74051 is associated with the city of Ochelata, which is located in Washington County in the state of Oklahoma. [6]

OK Credit Cards

74051 Credit Cards

For more information about 74051 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Oklahoma


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Cities in OK

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Oklahoma State Legislature

5. ^ Consumer financial complaints in 74051

6. ^ United States Census Bureau