Credit Card & Personal Finance Statistics in 74075
Credit Card Debt in 74075
- 74075 Credit Card Debt
-
- The estimated average credit card debt for 74075 residents is $4,854. [1]
- Average credit card debt amount in Oklahoma (all cities) is
2% less than the national average of $4,965.
- Collectively, Oklahoma cities rank 24th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 74075
74075 Credit Scores
- Credit Scores in 74075
-
- Residents of 74075 (OK) have an estimated average credit score of 681. [3]
- The average credit score in Oklahoma (all cities) is
2.16% less than the national average score of 696.
- Oklahoma collectively ranks 44th in the U.S. in average credit score of residents. [3]
More 74075 (Stillwater, OK) Credit Stats
- Credit card delinquency rates in Oklahoma [2]
-
- Oklahoma residents (all cities) rank 9th in the U.S. with a rate that
is 21% greater than the national average of 0.57%.
- Cardholders in 74075 who are more than 90 days late on payments
-
- Oklahoma Rate: 0.69%
- National Average: 0.57%
- Statute of limitations for credit card debt in 74075 [4]
-
- 74075 (Oklahoma) Law: 5 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 74075 (Stillwater, OK)
Recent credit card complaints originating from consumers in 74075, OK. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 74075
Complaint Issue |
Number of Complaints* |
Incorrect information on your report |
15 |
Problem with a credit reporting company's investigation |
13 |
Improper use of your report |
5 |
Managing an account |
4 |
Struggling to pay mortgage |
3 |
Other |
11 |
* Total 2021 - 2024 (current)
Additional information about Oklahoma
About 74075
74075 is associated with the city of Stillwater, which is located in Payne County in the state of Oklahoma. [6]
Did you know?
Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.
Other ZIP Codes in Oklahoma
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax