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Comprehensive Local Credit Card Guide

Credit Cards in 74355 (Miami, OK)

Credit Card Debt in 74355

^ Average credit card debt in 74355 is approximately $4,854, based on overall Oklahoma data. [1]

Credit Card Delinquency in 74355

^ Based on overall Oklahoma data, the credit card delinquency rate in Miami is approximately 0.69%. [2]

Credit Scores in 74355

^ The average credit score in Miami is approximately 681, based on collective Oklahoma data. [3]

OK Credit Cards

Credit Card & Personal Finance Statistics in 74355

Credit Card Debt in 74355


  • 74355 Credit Card Debt
    • The estimated average credit card debt for 74355 residents is $4,854. [1]
    • Average credit card debt amount in Oklahoma (all cities) is 2% less than the national average of $4,965.
    • Collectively, Oklahoma cities rank 24th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 74355


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74355 Credit Scores


  • Credit Scores in 74355
    • Residents of 74355 (OK) have an estimated average credit score of 681. [3]
    • The average credit score in Oklahoma (all cities) is 2.16% less than the national average score of 696.
    • Oklahoma collectively ranks 44th in the U.S. in average credit score of residents. [3]

More 74355 (Miami, OK) Credit Stats

  • Credit card delinquency rates in Oklahoma [2]
    • Oklahoma residents (all cities) rank 9th in the U.S. with a rate that is 21% greater than the national average of 0.57%.
  • Cardholders in 74355 who are more than 90 days late on payments
    • Oklahoma Rate: 0.69%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 74355 [4]
    • 74355 (Oklahoma) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 74355 (Miami, OK)

Recent credit card complaints originating from consumers in 74355, OK. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 74355

Complaint Issue Number of Complaints*
Problem with a lender or other company charging your account 1
* Total 2021 - 2024 (current)

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Additional information about Oklahoma

About 74355

74355 is associated with the city of Miami, which is located in Ottawa County in the state of Oklahoma. [6]

OK Credit Cards

74355 Credit Cards

For more information about 74355 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Oklahoma


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Cities in OK

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Oklahoma State Legislature

5. ^ Consumer financial complaints in 74355

6. ^ United States Census Bureau