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Comprehensive Local Credit Card Guide

Credit Cards in 97018 (Columbia City, OR)

Credit Card Debt in 97018

^ Average credit card debt in 97018 is approximately $4,773, based on overall Oregon data. [1]

Credit Card Delinquency in 97018

^ Based on overall Oregon data, the credit card delinquency rate in Columbia City is approximately 0.45%. [2]

Credit Scores in 97018

^ The average credit score in Columbia City is approximately 709, based on collective Oregon data. [3]

OR Credit Cards

Credit Card & Personal Finance Statistics in 97018

Credit Card Debt in 97018


  • 97018 Credit Card Debt
    • The estimated average credit card debt for 97018 residents is $4,773. [1]
    • Average credit card debt amount in Oregon (all cities) is 4% less than the national average of $4,965.
    • Collectively, Oregon cities rank 33rd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 97018


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97018 Credit Scores


  • Credit Scores in 97018
    • Residents of 97018 (OR) have an estimated average credit score of 709. [3]
    • The average credit score in Oregon (all cities) is 1.87% greater than the national average score of 696.
    • Oregon collectively ranks 18th in the U.S. in average credit score of residents. [3]

More 97018 (Columbia City, OR) Credit Stats

  • Credit card delinquency rates in Oregon [2]
    • Oregon residents (all cities) rank 39th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Cardholders in 97018 who are more than 90 days late on payments
    • Oregon Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 97018 [4]
    • 97018 (Oregon) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 97018 (Columbia City, OR)

Recent credit card complaints originating from consumers in 97018, OR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 97018

Complaint Issue Number of Complaints*
Managing an account 1
* Total 2021 - 2024 (current)

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Additional information about Oregon

About 97018

97018 is associated with the city of Columbia City, which is located in Columbia County in the state of Oregon. [6]

OR Credit Cards

97018 Credit Cards

For more information about 97018 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Oregon


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Cities in OR

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Oregon State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau