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Comprehensive Local Credit Card Guide

Credit Cards in 97023 (Estacada, OR)

Credit Card Debt in 97023

^ Average credit card debt in 97023 is approximately $4,773, based on overall Oregon data. [1]

Credit Card Delinquency in 97023

^ Based on overall Oregon data, the credit card delinquency rate in Estacada is approximately 0.45%. [2]

Credit Scores in 97023

^ The average credit score in Estacada is approximately 709, based on collective Oregon data. [3]

OR Credit Cards

Credit Card & Personal Finance Statistics in 97023

Credit Card Debt in 97023


  • 97023 Credit Card Debt
    • The estimated average credit card debt for 97023 residents is $4,773. [1]
    • Average credit card debt amount in Oregon (all cities) is 4% less than the national average of $4,965.
    • Collectively, Oregon cities rank 33rd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 97023


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97023 Credit Scores


  • Credit Scores in 97023
    • Residents of 97023 (OR) have an estimated average credit score of 709. [3]
    • The average credit score in Oregon (all cities) is 1.87% greater than the national average score of 696.
    • Oregon collectively ranks 18th in the U.S. in average credit score of residents. [3]

More 97023 (Estacada, OR) Credit Stats

  • Credit card delinquency rates in Oregon [2]
    • Oregon residents (all cities) rank 39th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Cardholders in 97023 who are more than 90 days late on payments
    • Oregon Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 97023 [4]
    • 97023 (Oregon) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 97023 (Estacada, OR)

Recent credit card complaints originating from consumers in 97023, OR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 97023

Complaint Issue Number of Complaints*
Improper use of your report 3
Incorrect information on your report 3
Attempts to collect debt not owed 1
Communication tactics 1
Getting a credit card 1
Other 3
* Total 2021 - 2024 (current)

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Additional information about Oregon

About 97023

97023 is associated with the city of Estacada, which is located in Clackamas County in the state of Oregon. [6]

OR Credit Cards

97023 Credit Cards

For more information about 97023 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Oregon


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Cities in OR

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Oregon State Legislature

5. ^ Consumer financial complaints in 97023

6. ^ United States Census Bureau