Comprehensive Local Credit Card Guide

Credit Cards in 97035 (Lake Oswego, OR)

Credit Card Debt in 97035

^ Average credit card debt in 97035 is approximately $4,773, based on overall Oregon data. ^[1]

Credit Card Delinquency in 97035

^ Based on overall Oregon data, the credit card delinquency rate in Lake Oswego is approximately 0.45%. ^[2]

Credit Scores in 97035

^ The average credit score in Lake Oswego is approximately 709, based on collective Oregon data. ^[3]

Credit Card & Personal Finance Statistics in 97035

Credit Card Debt in 97035

97035 Credit Card Debt
- The estimated average credit card debt for 97035 residents is $4,773. ^[1]
- Average credit card debt amount in Oregon (all cities) is 4% less than the national average of $4,965.
- Collectively, Oregon cities rank 33rd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 97035

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97035 Credit Scores

Credit Scores in 97035
- Residents of 97035 (OR) have an estimated average credit score of 709. ^[3]
- The average credit score in Oregon (all cities) is 1.87% greater than the national average score of 696.
- Oregon collectively ranks 18th in the U.S. in average credit score of residents. ^[3]

More 97035 (Lake Oswego, OR) Credit Stats

Credit card delinquency rates in Oregon ^[2]
- Oregon residents (all cities) rank 39th in the U.S. with a rate that is 21% less than the national average of 0.57%.

Cardholders in 97035 who are more than 90 days late on payments
- Oregon Rate: 0.45%
- National Average: 0.57%

Statute of limitations for credit card debt in 97035 ^[4]
- 97035 (Oregon) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 97035 (Lake Oswego, OR)

Recent credit card complaints originating from consumers in 97035, OR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 97035

Complaint Issue	Number of Complaints*
Problem with a company's investigation into an existing problem	14
Managing an account	12
Incorrect information on your report	11
Problem with a credit reporting company's investigation	9
Attempts to collect debt not owed	8
Other	33

* Total 2021 - 2024 (current)

Additional information about Oregon

About 97035

97035 is associated with the city of Lake Oswego, which is located in Clackamas County in the state of Oregon. ^[6]

97035 Credit Cards

For more information about 97035 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Oregon

Cities in OR

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Oregon State Legislature

5. ^ Consumer financial complaints in 97035

6. ^ United States Census Bureau